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	<title>Consumer Bankruptcy TipsTag: Initial consultation | Consumer Bankruptcy Tips</title>
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	<description>Guidance for Consumers Thinking About Bankruptcy</description>
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		<title>Creditors Harassment After Bankruptcy? Tell Your Bankruptcy Lawyer!</title>
		<link>http://consumerbankruptcytips.com/creditors-harassment-after-bankruptcy-tell-your-bankruptcy-lawyer/</link>
		<comments>http://consumerbankruptcytips.com/creditors-harassment-after-bankruptcy-tell-your-bankruptcy-lawyer/#comments</comments>
		<pubDate>Sun, 28 Mar 2010 15:40:40 +0000</pubDate>
		<dc:creator>Eugene Melchionne Attorney at Law</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Automatic Stay]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Connecticut bankruptcy]]></category>
		<category><![CDATA[Connecticut bankruptcy help]]></category>
		<category><![CDATA[Connecticut bankruptcy information]]></category>
		<category><![CDATA[Connecticut bankruptcy lawyer]]></category>
		<category><![CDATA[Creditor Harassment]]></category>
		<category><![CDATA[Fairfield County Bankruptcy Help]]></category>
		<category><![CDATA[Hartford County Bankruptcy Help]]></category>
		<category><![CDATA[Initial consultation]]></category>
		<category><![CDATA[Litchfield County Bankruptcy help]]></category>
		<category><![CDATA[New Haven County Bankruptcy Help]]></category>
		<category><![CDATA[New London County Bankruptcy Help]]></category>

		<guid isPermaLink="false">http://consumerbankruptcytips.com/?p=192</guid>
		<description><![CDATA[Soon after you file bankruptcy, you should expect new bills and phone calls from creditors to stop.  Sometimes they don’t.  Why?  They hope you’ll pay them anyway…without consulting your attorney, and sometimes people in bankruptcy do this. Remember, once you file your petition, the  court imposes an “automatic stay” against creditors.  It stops all collection [...]]]></description>
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		<title>Bankruptcy Man meets O. Max Gardner in the Fight Against Foreclosure</title>
		<link>http://consumerbankruptcytips.com/bankruptcy-man-meets-o-max-gardner-in-the-fight-against-foreclosure/</link>
		<comments>http://consumerbankruptcytips.com/bankruptcy-man-meets-o-max-gardner-in-the-fight-against-foreclosure/#comments</comments>
		<pubDate>Fri, 05 Mar 2010 21:10:31 +0000</pubDate>
		<dc:creator>Eugene Melchionne Attorney at Law</dc:creator>
				<category><![CDATA[Foreclosure Issues]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Connecticut bankruptcy]]></category>
		<category><![CDATA[Connecticut Bankruptcy Court]]></category>
		<category><![CDATA[Connecticut bankruptcy help]]></category>
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		<category><![CDATA[Connecticut bankruptcy lawyer]]></category>
		<category><![CDATA[Connecticut foreclosure mediation program]]></category>
		<category><![CDATA[Fairfield County Bankruptcy Help]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Hartford County Bankruptcy Help]]></category>
		<category><![CDATA[Initial consultation]]></category>
		<category><![CDATA[Litchfield County Bankruptcy help]]></category>
		<category><![CDATA[New Haven County Bankruptcy Help]]></category>
		<category><![CDATA[New London County Bankruptcy Help]]></category>

		<guid isPermaLink="false">http://consumerbankruptcytips.com/?p=182</guid>
		<description><![CDATA[Fighting foreclosures in Connecticut]]></description>
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		<title>Credit Card Reform in Action:  An animated ode to the Credit CARD Reform Act</title>
		<link>http://consumerbankruptcytips.com/credit-card-reform-in-action-an-animated-ode-to-the-credit-card-reform-act/</link>
		<comments>http://consumerbankruptcytips.com/credit-card-reform-in-action-an-animated-ode-to-the-credit-card-reform-act/#comments</comments>
		<pubDate>Tue, 23 Feb 2010 16:05:29 +0000</pubDate>
		<dc:creator>Eugene Melchionne Attorney at Law</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Changes to Bankruptcy Laws]]></category>
		<category><![CDATA[Credit cards]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Bankruptcy cartoon]]></category>
		<category><![CDATA[Bankruptcy humor]]></category>
		<category><![CDATA[Bankruptcy Video]]></category>
		<category><![CDATA[Connecticut bankruptcy]]></category>
		<category><![CDATA[Connecticut Bankruptcy Court]]></category>
		<category><![CDATA[Connecticut bankruptcy help]]></category>
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		<category><![CDATA[Connecticut bankruptcy lawyer]]></category>
		<category><![CDATA[Credit CARD Act]]></category>
		<category><![CDATA[Credit card debt]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Fairfield County Bankruptcy Help]]></category>
		<category><![CDATA[Hartford County Bankruptcy Help]]></category>
		<category><![CDATA[Initial consultation]]></category>
		<category><![CDATA[Litchfield County Bankruptcy help]]></category>
		<category><![CDATA[New bankruptcy law]]></category>
		<category><![CDATA[New Haven County Bankruptcy Help]]></category>
		<category><![CDATA[New legislation]]></category>
		<category><![CDATA[New London County Bankruptcy Help]]></category>

		<guid isPermaLink="false">http://consumerbankruptcytips.com/?p=175</guid>
		<description><![CDATA[You may have recently heard news about the Credit CARD Reform Act of 2009.  It just went into effect on February 22, 2010 and is intended to provide various protections to consumers to combat the wily tricks of the credit card companies. Here&#8217;s a great cartoon video (which I saw posted on the Center for [...]]]></description>
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		<title>Where do I go if I file for Bankruptcy in Connecticut?</title>
		<link>http://consumerbankruptcytips.com/where-do-i-go-if-i-file-for-bankruptcy-in-connecticut/</link>
		<comments>http://consumerbankruptcytips.com/where-do-i-go-if-i-file-for-bankruptcy-in-connecticut/#comments</comments>
		<pubDate>Sun, 07 Feb 2010 21:50:21 +0000</pubDate>
		<dc:creator>Eugene Melchionne Attorney at Law</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[341 Meeting]]></category>
		<category><![CDATA[341 Meeting in Connecticut]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Connecticut bankruptcy]]></category>
		<category><![CDATA[Connecticut bankruptcy help]]></category>
		<category><![CDATA[Connecticut bankruptcy information]]></category>
		<category><![CDATA[Connecticut bankruptcy lawyer]]></category>
		<category><![CDATA[Fairfield County Bankruptcy Help]]></category>
		<category><![CDATA[Hartford County Bankruptcy Help]]></category>
		<category><![CDATA[Initial consultation]]></category>
		<category><![CDATA[Litchfield County Bankruptcy help]]></category>
		<category><![CDATA[New Haven County Bankruptcy Help]]></category>
		<category><![CDATA[New London County Bankruptcy Help]]></category>

		<guid isPermaLink="false">http://consumerbankruptcytips.com/?p=140</guid>
		<description><![CDATA[Most Connecticut residents who file for bankruptcy do not have to go to the Bankruptcy Court in Connecticut.  That&#8217;s because most bankruptcy cases are filed electronically in Connecticut and in the rest of the United States. But don&#8217;t you have to go somewhere official if you file for bankruptcy? YES. You have to go to [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>How big is my &#8220;household&#8221; and why does the Bankruptcy Court care?</title>
		<link>http://consumerbankruptcytips.com/how-big-is-my-household-and-why-does-the-bankruptcy-court-care/</link>
		<comments>http://consumerbankruptcytips.com/how-big-is-my-household-and-why-does-the-bankruptcy-court-care/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 16:30:01 +0000</pubDate>
		<dc:creator>Eugene Melchionne Attorney at Law</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Connecticut bankruptcy]]></category>
		<category><![CDATA[Connecticut bankruptcy lawyer]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Household size]]></category>
		<category><![CDATA[Initial consultation]]></category>
		<category><![CDATA[Means test]]></category>
		<category><![CDATA[Median Income]]></category>
		<category><![CDATA[New bankruptcy law]]></category>
		<category><![CDATA[Pre-bankruptcy planning]]></category>

		<guid isPermaLink="false">http://consumerbankruptcytips.com/?p=121</guid>
		<description><![CDATA[If you file for bankruptcy in Connecticut or anywhere else, then one piece of information you need to know is your &#8220;household size.&#8221; Why is household size so important?  Because of the Means Test. Under the Means Test, you can file for Chapter 7 bankruptcy only if your monthly income is below the monthly median [...]]]></description>
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		<title>What&#8217;s a &#8220;free initial consultation&#8221; like?</title>
		<link>http://consumerbankruptcytips.com/whats-an-free-initial-consultation-like/</link>
		<comments>http://consumerbankruptcytips.com/whats-an-free-initial-consultation-like/#comments</comments>
		<pubDate>Sun, 27 Dec 2009 19:00:08 +0000</pubDate>
		<dc:creator>Eugene Melchionne Attorney at Law</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Connecticut bankruptcy]]></category>
		<category><![CDATA[Connecticut bankruptcy lawyer]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Initial consultation]]></category>
		<category><![CDATA[Pre-bankruptcy planning]]></category>

		<guid isPermaLink="false">http://consumerbankruptcytips.com/?p=94</guid>
		<description><![CDATA[At the end of each of my blog posts, I include an invitation to contact me for a free initial consultation. So I thought you might be curious to know a little more about what happens at this initial consultation. You enter the office, worried about your finances, stressed from harassing calls from debt collectors, [...]]]></description>
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