Soon after you file bankruptcy, you should expect new bills and phone calls from creditors to stop. Sometimes they don’t. Why? They hope you’ll pay them anyway…without consulting your attorney, and sometimes people in bankruptcy do this. Remember, once you file your petition, the court imposes an “automatic stay” against creditors. It stops all collection… Continue Reading
Fighting foreclosures in Connecticut
You may have recently heard news about the Credit CARD Reform Act of 2009. It just went into effect on February 22, 2010 and is intended to provide various protections to consumers to combat the wily tricks of the credit card companies. Here’s a great cartoon video (which I saw posted on the Center for… Continue Reading
Most Connecticut residents who file for bankruptcy do not have to go to the Bankruptcy Court in Connecticut. That’s because most bankruptcy cases are filed electronically in Connecticut and in the rest of the United States. But don’t you have to go somewhere official if you file for bankruptcy? YES. You have to go to… Continue Reading
If you file for bankruptcy in Connecticut or anywhere else, then one piece of information you need to know is your “household size.” Why is household size so important? Because of the Means Test. Under the Means Test, you can file for Chapter 7 bankruptcy only if your monthly income is below the monthly median… Continue Reading
At the end of each of my blog posts, I include an invitation to contact me for a free initial consultation. So I thought you might be curious to know a little more about what happens at this initial consultation. You enter the office, worried about your finances, stressed from harassing calls from debt collectors,… Continue Reading