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	<title>Consumer Bankruptcy Tips &#187; Connecticut bankruptcy lawyer</title>
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	<link>http://consumerbankruptcytips.com</link>
	<description>Guidance for Consumers Thinking About Bankruptcy</description>
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		<title>Bankruptcy &#8211; What If The Creditor Didn’t Intend To Harass You?</title>
		<link>http://consumerbankruptcytips.com/bankruptcy-what-if-the-creditor-didn%e2%80%99t-intend-to-harass-you/</link>
		<comments>http://consumerbankruptcytips.com/bankruptcy-what-if-the-creditor-didn%e2%80%99t-intend-to-harass-you/#comments</comments>
		<pubDate>Fri, 02 Apr 2010 19:28:18 +0000</pubDate>
		<dc:creator>Eugene Melchionne Attorney at Law</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Automatic Stay]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorneys]]></category>
		<category><![CDATA[bankruptcy courts]]></category>
		<category><![CDATA[Connecticut bankruptcy]]></category>
		<category><![CDATA[Connecticut bankruptcy lawyer]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[Fairfield County Bankruptcy Help]]></category>
		<category><![CDATA[harassing]]></category>
		<category><![CDATA[Hartford County Bankruptcy Help]]></category>
		<category><![CDATA[Litchfield County Bankruptcy help]]></category>
		<category><![CDATA[New Haven County Bankruptcy Help]]></category>
		<category><![CDATA[New London County Bankruptcy Help]]></category>

		<guid isPermaLink="false">http://consumerbankruptcytips.com/?p=207</guid>
		<description><![CDATA[When the creditor who harassed you claims in Bankruptcy Court he didn’t mean to violate the automatic stay, the Bankruptcy Judge will side with you and award damges.]]></description>
		<wfw:commentRss>http://consumerbankruptcytips.com/bankruptcy-what-if-the-creditor-didn%e2%80%99t-intend-to-harass-you/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Creditors Harassment After Bankruptcy? Tell Your Bankruptcy Lawyer!</title>
		<link>http://consumerbankruptcytips.com/creditors-harassment-after-bankruptcy-tell-your-bankruptcy-lawyer/</link>
		<comments>http://consumerbankruptcytips.com/creditors-harassment-after-bankruptcy-tell-your-bankruptcy-lawyer/#comments</comments>
		<pubDate>Sun, 28 Mar 2010 15:40:40 +0000</pubDate>
		<dc:creator>Eugene Melchionne Attorney at Law</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Automatic Stay]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Connecticut bankruptcy]]></category>
		<category><![CDATA[Connecticut bankruptcy help]]></category>
		<category><![CDATA[Connecticut bankruptcy information]]></category>
		<category><![CDATA[Connecticut bankruptcy lawyer]]></category>
		<category><![CDATA[Creditor Harassment]]></category>
		<category><![CDATA[Fairfield County Bankruptcy Help]]></category>
		<category><![CDATA[Hartford County Bankruptcy Help]]></category>
		<category><![CDATA[Initial consultation]]></category>
		<category><![CDATA[Litchfield County Bankruptcy help]]></category>
		<category><![CDATA[New Haven County Bankruptcy Help]]></category>
		<category><![CDATA[New London County Bankruptcy Help]]></category>

		<guid isPermaLink="false">http://consumerbankruptcytips.com/?p=192</guid>
		<description><![CDATA[Soon after you file bankruptcy, you should expect new bills and phone calls from creditors to stop.  Sometimes they don’t.  Why?  They hope you’ll pay them anyway…without consulting your attorney, and sometimes people in bankruptcy do this. Remember, once you &#8230; <a href="http://consumerbankruptcytips.com/creditors-harassment-after-bankruptcy-tell-your-bankruptcy-lawyer/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://consumerbankruptcytips.com/creditors-harassment-after-bankruptcy-tell-your-bankruptcy-lawyer/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Bankruptcy Man meets O. Max Gardner in the Fight Against Foreclosure</title>
		<link>http://consumerbankruptcytips.com/bankruptcy-man-meets-o-max-gardner-in-the-fight-against-foreclosure/</link>
		<comments>http://consumerbankruptcytips.com/bankruptcy-man-meets-o-max-gardner-in-the-fight-against-foreclosure/#comments</comments>
		<pubDate>Fri, 05 Mar 2010 21:10:31 +0000</pubDate>
		<dc:creator>Eugene Melchionne Attorney at Law</dc:creator>
				<category><![CDATA[Foreclosure Issues]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Connecticut bankruptcy]]></category>
		<category><![CDATA[Connecticut Bankruptcy Court]]></category>
		<category><![CDATA[Connecticut bankruptcy help]]></category>
		<category><![CDATA[Connecticut bankruptcy information]]></category>
		<category><![CDATA[Connecticut bankruptcy lawyer]]></category>
		<category><![CDATA[Connecticut foreclosure mediation program]]></category>
		<category><![CDATA[Fairfield County Bankruptcy Help]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Hartford County Bankruptcy Help]]></category>
		<category><![CDATA[Initial consultation]]></category>
		<category><![CDATA[Litchfield County Bankruptcy help]]></category>
		<category><![CDATA[New Haven County Bankruptcy Help]]></category>
		<category><![CDATA[New London County Bankruptcy Help]]></category>

		<guid isPermaLink="false">http://consumerbankruptcytips.com/?p=182</guid>
		<description><![CDATA[Fighting foreclosures in Connecticut]]></description>
		<wfw:commentRss>http://consumerbankruptcytips.com/bankruptcy-man-meets-o-max-gardner-in-the-fight-against-foreclosure/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Card Reform in Action:  An animated ode to the Credit CARD Reform Act</title>
		<link>http://consumerbankruptcytips.com/credit-card-reform-in-action-an-animated-ode-to-the-credit-card-reform-act/</link>
		<comments>http://consumerbankruptcytips.com/credit-card-reform-in-action-an-animated-ode-to-the-credit-card-reform-act/#comments</comments>
		<pubDate>Tue, 23 Feb 2010 16:05:29 +0000</pubDate>
		<dc:creator>Eugene Melchionne Attorney at Law</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Changes to Bankruptcy Laws]]></category>
		<category><![CDATA[Credit cards]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Bankruptcy cartoon]]></category>
		<category><![CDATA[Bankruptcy humor]]></category>
		<category><![CDATA[Bankruptcy Video]]></category>
		<category><![CDATA[Connecticut bankruptcy]]></category>
		<category><![CDATA[Connecticut Bankruptcy Court]]></category>
		<category><![CDATA[Connecticut bankruptcy help]]></category>
		<category><![CDATA[Connecticut bankruptcy information]]></category>
		<category><![CDATA[Connecticut bankruptcy lawyer]]></category>
		<category><![CDATA[Credit CARD Act]]></category>
		<category><![CDATA[Credit card debt]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Fairfield County Bankruptcy Help]]></category>
		<category><![CDATA[Hartford County Bankruptcy Help]]></category>
		<category><![CDATA[Initial consultation]]></category>
		<category><![CDATA[Litchfield County Bankruptcy help]]></category>
		<category><![CDATA[New bankruptcy law]]></category>
		<category><![CDATA[New Haven County Bankruptcy Help]]></category>
		<category><![CDATA[New legislation]]></category>
		<category><![CDATA[New London County Bankruptcy Help]]></category>

		<guid isPermaLink="false">http://consumerbankruptcytips.com/?p=175</guid>
		<description><![CDATA[You may have recently heard news about the Credit CARD Reform Act of 2009.  It just went into effect on February 22, 2010 and is intended to provide various protections to consumers to combat the wily tricks of the credit &#8230; <a href="http://consumerbankruptcytips.com/credit-card-reform-in-action-an-animated-ode-to-the-credit-card-reform-act/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://consumerbankruptcytips.com/credit-card-reform-in-action-an-animated-ode-to-the-credit-card-reform-act/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Attorney Melchionne featured in NY Times article on family&#8217;s fight against foreclosure in Connecticut</title>
		<link>http://consumerbankruptcytips.com/attorney-melchionne-featured-in-ny-times-article-on-familys-fight-against-foreclosure-in-connecticut/</link>
		<comments>http://consumerbankruptcytips.com/attorney-melchionne-featured-in-ny-times-article-on-familys-fight-against-foreclosure-in-connecticut/#comments</comments>
		<pubDate>Thu, 18 Feb 2010 15:28:15 +0000</pubDate>
		<dc:creator>Eugene Melchionne Attorney at Law</dc:creator>
				<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Foreclosure Issues]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Bankruptcy cartoon]]></category>
		<category><![CDATA[Bankruptcy humor]]></category>
		<category><![CDATA[BAPCPA Man]]></category>
		<category><![CDATA[Connecticut bankruptcy]]></category>
		<category><![CDATA[Connecticut Bankruptcy Court]]></category>
		<category><![CDATA[Connecticut bankruptcy help]]></category>
		<category><![CDATA[Connecticut bankruptcy information]]></category>
		<category><![CDATA[Connecticut bankruptcy lawyer]]></category>
		<category><![CDATA[Connecticut foreclosure mediation program]]></category>
		<category><![CDATA[Fairfield County Bankruptcy Help]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Hartford County Bankruptcy Help]]></category>
		<category><![CDATA[Litchfield County Bankruptcy help]]></category>
		<category><![CDATA[New bankruptcy law]]></category>
		<category><![CDATA[New Haven County Bankruptcy Help]]></category>
		<category><![CDATA[New London County Bankruptcy Help]]></category>

		<guid isPermaLink="false">http://consumerbankruptcytips.com/?p=160</guid>
		<description><![CDATA[The New York Times had a great February 11 article in its Real Estate section (&#8220;Mediating in Slow Motion&#8220;) that highlights the challenges of fighting foreclosure in Connecticut.  The article features my clients and does a great job of examining &#8230; <a href="http://consumerbankruptcytips.com/attorney-melchionne-featured-in-ny-times-article-on-familys-fight-against-foreclosure-in-connecticut/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://consumerbankruptcytips.com/attorney-melchionne-featured-in-ny-times-article-on-familys-fight-against-foreclosure-in-connecticut/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Where do I go if I file for Bankruptcy in Connecticut?</title>
		<link>http://consumerbankruptcytips.com/where-do-i-go-if-i-file-for-bankruptcy-in-connecticut/</link>
		<comments>http://consumerbankruptcytips.com/where-do-i-go-if-i-file-for-bankruptcy-in-connecticut/#comments</comments>
		<pubDate>Sun, 07 Feb 2010 21:50:21 +0000</pubDate>
		<dc:creator>Eugene Melchionne Attorney at Law</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[341 Meeting]]></category>
		<category><![CDATA[341 Meeting in Connecticut]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Connecticut bankruptcy]]></category>
		<category><![CDATA[Connecticut bankruptcy help]]></category>
		<category><![CDATA[Connecticut bankruptcy information]]></category>
		<category><![CDATA[Connecticut bankruptcy lawyer]]></category>
		<category><![CDATA[Fairfield County Bankruptcy Help]]></category>
		<category><![CDATA[Hartford County Bankruptcy Help]]></category>
		<category><![CDATA[Initial consultation]]></category>
		<category><![CDATA[Litchfield County Bankruptcy help]]></category>
		<category><![CDATA[New Haven County Bankruptcy Help]]></category>
		<category><![CDATA[New London County Bankruptcy Help]]></category>

		<guid isPermaLink="false">http://consumerbankruptcytips.com/?p=140</guid>
		<description><![CDATA[Most Connecticut residents who file for bankruptcy do not have to go to the Bankruptcy Court in Connecticut.  That&#8217;s because most bankruptcy cases are filed electronically in Connecticut and in the rest of the United States. But don&#8217;t you have &#8230; <a href="http://consumerbankruptcytips.com/where-do-i-go-if-i-file-for-bankruptcy-in-connecticut/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://consumerbankruptcytips.com/where-do-i-go-if-i-file-for-bankruptcy-in-connecticut/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What happens at a 341 Meeting of Creditors in Connecticut?</title>
		<link>http://consumerbankruptcytips.com/what-happens-at-a-341-meeting-of-creditors-in-connecticut/</link>
		<comments>http://consumerbankruptcytips.com/what-happens-at-a-341-meeting-of-creditors-in-connecticut/#comments</comments>
		<pubDate>Mon, 01 Feb 2010 17:02:40 +0000</pubDate>
		<dc:creator>Eugene Melchionne Attorney at Law</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[341 Meeting]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Bankruptcy Preparation]]></category>
		<category><![CDATA[Connecticut bankruptcy]]></category>
		<category><![CDATA[Connecticut bankruptcy lawyer]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Meeting of Creditors]]></category>
		<category><![CDATA[Trustee]]></category>

		<guid isPermaLink="false">http://consumerbankruptcytips.com/?p=136</guid>
		<description><![CDATA[One of the first things that happens in a bankruptcy case in Connecticut after the debtor has filed a petition, is a &#8220;Meeting of Creditors,&#8221; also know as a &#8220;341 Meeting&#8221; which refers to Section 341 of the Bankruptcy Code. What &#8230; <a href="http://consumerbankruptcytips.com/what-happens-at-a-341-meeting-of-creditors-in-connecticut/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://consumerbankruptcytips.com/what-happens-at-a-341-meeting-of-creditors-in-connecticut/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Melchionne Connecticut Bankruptcy Round-up 01.24.09</title>
		<link>http://consumerbankruptcytips.com/melchionne-connecticut-bankruptcy-round-up-01-24-09/</link>
		<comments>http://consumerbankruptcytips.com/melchionne-connecticut-bankruptcy-round-up-01-24-09/#comments</comments>
		<pubDate>Sun, 24 Jan 2010 19:46:20 +0000</pubDate>
		<dc:creator>Eugene Melchionne Attorney at Law</dc:creator>
				<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Connecticut bankruptcy]]></category>
		<category><![CDATA[Connecticut bankruptcy lawyer]]></category>
		<category><![CDATA[Connecticut Economy]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Melchionne Connecticut Bankruptcy Round-up]]></category>

		<guid isPermaLink="false">http://consumerbankruptcytips.com/?p=127</guid>
		<description><![CDATA[I thought it might be of interest to readers to take a look at relevant bankruptcy news in Connecticut for the past week or so. 1.  Personal bankruptcies easing after dramatic increase in &#8217;09 (theDay.com) Connecticut saw 8,618 bankruptcies last &#8230; <a href="http://consumerbankruptcytips.com/melchionne-connecticut-bankruptcy-round-up-01-24-09/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://consumerbankruptcytips.com/melchionne-connecticut-bankruptcy-round-up-01-24-09/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How big is my &#8220;household&#8221; and why does the Bankruptcy Court care?</title>
		<link>http://consumerbankruptcytips.com/how-big-is-my-household-and-why-does-the-bankruptcy-court-care/</link>
		<comments>http://consumerbankruptcytips.com/how-big-is-my-household-and-why-does-the-bankruptcy-court-care/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 16:30:01 +0000</pubDate>
		<dc:creator>Eugene Melchionne Attorney at Law</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Connecticut bankruptcy]]></category>
		<category><![CDATA[Connecticut bankruptcy lawyer]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Household size]]></category>
		<category><![CDATA[Initial consultation]]></category>
		<category><![CDATA[Means test]]></category>
		<category><![CDATA[Median Income]]></category>
		<category><![CDATA[New bankruptcy law]]></category>
		<category><![CDATA[Pre-bankruptcy planning]]></category>

		<guid isPermaLink="false">http://consumerbankruptcytips.com/?p=121</guid>
		<description><![CDATA[If you file for bankruptcy in Connecticut or anywhere else, then one piece of information you need to know is your &#8220;household size.&#8221; Why is household size so important?  Because of the Means Test. Under the Means Test, you can &#8230; <a href="http://consumerbankruptcytips.com/how-big-is-my-household-and-why-does-the-bankruptcy-court-care/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>&#8220;Winter Debts&#8221; &#8211; a haiku from Bankruptcy Bill</title>
		<link>http://consumerbankruptcytips.com/winter-debts-a-haiku-from-bankruptcy-bill/</link>
		<comments>http://consumerbankruptcytips.com/winter-debts-a-haiku-from-bankruptcy-bill/#comments</comments>
		<pubDate>Mon, 28 Dec 2009 14:01:17 +0000</pubDate>
		<dc:creator>Eugene Melchionne Attorney at Law</dc:creator>
				<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Bankruptcy Haiku]]></category>
		<category><![CDATA[Connecticut bankruptcy]]></category>
		<category><![CDATA[Connecticut bankruptcy lawyer]]></category>
		<category><![CDATA[Credit card debt]]></category>
		<category><![CDATA[Debt]]></category>

		<guid isPermaLink="false">http://consumerbankruptcytips.com/?p=85</guid>
		<description><![CDATA[In the wake of Christmas and related spending, I thought it might be appropriate to share a recent bankruptcy haiku from Bankruptcy Bill. From winter debts on Brown branches seeking fresh start A cherry blossom To get your own fresh &#8230; <a href="http://consumerbankruptcytips.com/winter-debts-a-haiku-from-bankruptcy-bill/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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